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Accelerate your ambitions with

Growth capital

You are

An ambitious, fast-growing business with a strong proposition and proven routes to market.

You need

A significant cash injection to take things to the next level – whether that’s to invest in R&D, expand geographically, grow your sales and marketing team, or even undertake M&A activity.



Working capital from Growth Lending


Sound familiar? Let’s see how we can help

Get growth going

Strong growth plans need capital to fuel them – discover how your business could benefit from raising growth capital

How we support you

We offer growth capital in the form of a term loan.

Access more capital, earlier than what is offered by non-specialist lenders.

Benefit from our experience of partnering with high growth firms.

Term loans to support growth

Secure £2m to £10m, which can be drawn down in tranches over the term of the loan

  • Flexible: Invest in a variety of growth initiatives with tranching available to suit your needs

  • Growth headroom: Typically up to 12 months interest-only period, with capital and interest amortising over the remaining term

  • No loss of control: Covenant-lite funding that doesn’t dilute your equity

Apply now

Growth Lending funds a wide range of growing B2B firms. If that is you, let’s see how we could support your growth.


Access more cash, at an earlier stage than what is offered by non-specialist lenders


Maintain control with a covenant-lite facility and no equity dilution


Partner with a high calibre team, experienced at lending to high growth businesses

Tell us a little about yourself…

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Now, a little about your company…


How much would you like to borrow?

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Growth capital refers to a wide variety of funding streams, which promote the growth of an organisation. Growth capital can be split into two categories: equity and debt.

Raising funds via equity is when a business raises a sum of cash by selling some of its equity. The investor then holds the agreed stake in the business and will benefit from the firm’s success as it grows.

The alternative, growth debt, does not require any equity dilution. The business raises the cash like a conventional loan and pays back the original sum, plus interest, on a monthly basis.

What is growth capital?
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There are pros and cons for both growth debt and equity.

For example, a business needs to be generating enough revenue to service growth debt repayments, which might be difficult for a business in its earlier stages. However, for a business with a proven business model that is ready to scale-up, growth debt enables them to retain full control of the business, as there is no dilution of equity. Furthermore, because the lender does not take a stake in the business, debt can work out to be a less expensive way of raising capital in the long run.

Growth Lending only offers growth capital in the form of debt; term loans for established businesses ready to accelerate growth; venture debt for earlier stage firms ready to scale up; and flexible invoice discounting for companies that want to improve their cash flow to achieve next-level growth.

What are the pros and cons of growth debt versus equity?
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