Fast and flexible facilities for growing SMEs and mid-market firms
Flexible funding to support your goals
Growth Lending is the trusted partner of the most ambitious and successful business leaders and entrepreneurs.
We have been supporting SMEs since 2013, when we first noticed a missing link in the funding lifecycle for growing firms.
A decade later and we have grown significantly, but some things remain the same: much like the firms we support, we do things a little bit differently…
How we can support you
Our products
The one-stop funding shop for
ambitious, growing businesses
Selective invoice finance
Bridge the cash flow gap caused by long payment terms as you advance your unpaid invoices on a pay-as-you-go basis
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International: Multi-currency invoices for companies registered in the UK, US and other OECD countries
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Secure: Bad debt protection included as standard
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Collaborative: We can fund alongside existing lenders on the UK entity
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Flexible: We offer standalone facilities overseas, with no requirement to fund a linked UK entity
Flexible invoice discounting
Enhance your working capital by leveraging your entire sales ledger, or a chosen pool of debtors
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Simple: Our online portal streamlines lengthy month-end reconciliation processes
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Secure: Bad debt protection included as standard
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Ambitious: No concentration or export limits
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International: Funding in multiple currencies, for multiple jurisdictions, in one facility
Term loans
Secure £2m to £10m, which can be drawn down in tranches over the term of the loan
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Forward-thinking: Revenues of £2m+ required, but profitability not always essential
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No equity dilution: We won’t take a seat on your board, keeping you in the driver’s seat
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Growth headroom: Typically up to 12 months interest-only period, with capital and interest amortising over the remaining term
Introducers
We value the strong relationships that we have built across our professional networks
We work closely with introducers, advisors, brokers and other professionals to connect with the growing businesses we love to support.
Know of a business that would benefit from flexible funding? Get in touch.
Investors
We work with institutional investors seeking exposure to secured, asset-backed SME debt
Since 2013, we have supported more than 200 innovative, high-growth, UK businesses with capital to accelerate growth, generating stable returns from senior secured investments with strong downside protection, often structured with upside potential.
Interested in working with us? Find out more.