Healthcare finance
The UK private healthcare market is full of opportunity.
Across areas such as residential care, assisted living, specialist education and nursery care, the narrative is the same: there are simply not enough facilities to meet demand. And of those that do exist, many require expansion or modernisation.
As a specialist lender, we have worked with many businesses in the healthcare sector and recognise the growth potential that exists here. But we also understand the challenges these businesses face, particularly when trying to access capital.
Our healthcare finance facilities start from £2m and are designed to support the continued growth and working capital needs of various healthcare businesses, offering the flexibility, speed and quantum that these organisations need to enable them to thrive.
A great fit if you require:
Flexibility
We blend cash flow and, in instances where the business has an element of operational real estate, asset-backed lending to offer you a fully flexible funding package
Access to more capital
We are able to offer higher LTV ratios than traditional lenders due to our bespoke funding structures
Speed of execution
Our experience in this space means we are able to work quickly, putting cash in your pocket sooner, accelerating your growth plans
“Securing this finance marks a significant milestone in our journey to expand and enhance our children’s residential care services. It’s a testament to the strength of our vision and the unwavering dedication of our exceptional management team. With this support, we are now positioned to grow sustainably and continue providing safe, nurturing environments where every child can thrive.”
Alex Nuttall
Director
YourCare
“Our vision is to build a platform that delivers patient-centric, technology-enabled care. With Growth Lending’s support, we can accelerate acquisitions and invest in the tools that will help care providers deliver better outcomes across the UK.”
Kalpesh Shah
Executive Chairman
Arishta
I’m interested in healthcare finance – what next?
The first step is submitting a funding enquiry.
All enquiries submitted to Growth Lending are processed by people, not machines, so you can be certain that a member of our team will work to understand your unique requirements. We offer different facilities for healthcare businesses with operational real estate (such as care homes, nursery care etc) and healthtech and biotech businesses, so speaking to a member of our team will give you an indication of the best fit.
To help us get things moving quickly, ensure you have key information ready such as your targets, how you plan to achieve them, your management team and your most important clients. As a responsible investor, we will also consider how your business aligns to our Environment, Social and Governance (ESG) principles.
Once we have all this information, we’ll be able to assess whether we’re a good fit for your needs and how much we’ll be able to lend. We can then have further discussions with your management team to tailor the loan to your specific needs.
When everyone is happy, we will issue a term sheet, summarising the details of the loan. The deal will then go through our due diligence process and when it has been approved, you will be eligible to draw down the funds and implement your growth plans.
Check your eligibility and get the process started below.
Get growth going
If you are ready to accelerate your growth plans, we are ready to support you
Access more cash with tailored funding structures that support higher LTV ratios
Fully flexible funding packages that combine cash flow and, in instances where the business has an element of operational real estate, asset-backed lending
Our experience in the healthcare space means we are able to work quickly, putting cash in your pocket sooner to accelerate your growth plans
Frequently asked questions
Healthcare finance could refer to a wide variety of financial instruments intended to support the healthcare sector.
At Growth Lending, healthcare finance refers to a specific variation of growth capital that blends the features of our term debt product, with a conventional asset-backed loan, making it well suited to growing businesses with physical assets to leverage such as residential property.
By providing a blended facility, we are able to offer more competitive LTV ratios than traditional lenders and fully flexible facilities than encompass both your cash flow and asset based lending requirements.
This product is aimed at growing businesses in healthcare sub-sectors such as residential care homes, SEN facilities and mental health care units.