Accelerate your ambitions with
Growth capital
You are
An ambitious, fast-growing business with a strong proposition and proven routes to market.
You need
A significant cash injection to take things to the next level – whether that’s to invest in R&D, expand geographically, grow your sales and marketing team, or even undertake M&A activity.
Working capital from Growth Lending
Sound familiar? Let’s see how we can help
Get growth going
Strong growth plans need capital to fuel them – discover how your business could benefit from raising growth capital
Discover how additional capital accelerated the growth trajectory of
Accountancy Cloud
Growth capital to enable the cloud-based accounting platform to expand the business across the UK, with new roles across finance, marketing, sales and product development.
Find out moreHow we support you
We offer growth capital in the form of a term loan.
Access more capital, earlier than what is offered by non-specialist lenders.
Benefit from our experience of partnering with high growth firms.
Term loans
Secure £2m to £10m, which can be drawn down in tranches over the term of the loan
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Flexible: Invest in a variety of growth initiatives with tranching available to suit your needs
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Growth headroom: Typically up to 12 months interest-only period, with capital and interest amortising over the remaining term
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No loss of control: Covenant-lite funding that doesn’t dilute your equity
Healthcare finance
Secure £5m to £10m to support your growth and working capital needs
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Flexible: A solution-orientated approach that incorporates asset-backed and cash flow lending
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Access more: We are able to offer higher LTV rations than traditional lenders due to our bespoke funding structures
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Speed: We work quickly, putting cash in your pocket sooner to accelerate your growth plans
Enquire now
Ready to accelerate growth? Let’s see how we can support you.
Access more cash, at an earlier stage than what is offered by non-specialist lenders
Facilities that are never off-the-shelf – we tailor our facilities to your individual needs
Flexible use of funds, including development and working capital
FAQs
View all FAQsGrowth capital refers to a wide variety of funding streams, which promote the growth of an organisation. Growth capital can be split into two categories: equity and debt.
Raising funds via equity is when a business raises a sum of cash by selling some of its equity. The investor then holds the agreed stake in the business and will benefit from the firm’s success as it grows.
The alternative, growth debt, does not require any equity dilution. The business raises the cash like a conventional loan and pays back the original sum, plus interest, on a monthly basis.
There are pros and cons for both growth debt and equity.
For example, a business needs to be generating enough revenue to service growth debt repayments, which might be difficult for a business in its earlier stages. However, for a business with a proven business model that is ready to scale-up, growth debt enables them to retain full control of the business, as there is no dilution of equity. Furthermore, because the lender does not take a stake in the business, debt can work out to be a less expensive way of raising capital in the long run.
Growth Lending only offers growth capital in the form of debt; term loans for established businesses ready to accelerate growth; venture debt for earlier stage firms ready to scale up; and flexible invoice discounting for companies that want to improve their cash flow to achieve next-level growth.